PanteraPay launches smart billing platform for small businesses

By AI, Created 4:35 PM UTC, May 18, 2026, /AGP/ – PanteraPay launched an all-inclusive billing and payment platform on May 13, 2026, aimed at helping small businesses invoice clients faster, get paid the next day and avoid traditional card processing fees. The San Jose-based company says the system lets customers choose how they pay while businesses keep the full service price.

Why it matters: - Small businesses often lose margin to card processing fees and fragmented billing tools. - PanteraPay is designed to keep more revenue in the business by shifting payment costs to customers when cards are used. - The platform also aims to simplify invoicing, collections and back-office work for service providers.

What happened: - PanteraPay launched its “all-inclusive” smart billing and payment solution for small businesses on May 13, 2026. - The company is based in San Jose, California. - PanteraPay says the platform lets businesses send invoices quickly and receive payments the next day. - The system is built for online and mobile billing.

The details: - PanteraPay supports secure credit card and ACH processing. - Businesses get free setup and unlimited users. - The platform includes invoices, estimates, receipts, recurring billing and cloud storage. - It also offers real-time email and SMS notifications, job notes, attachments and a dashboard. - PanteraPay says there are no contracts and no cancellation fees. - The platform includes Level 1 PCI-DSS compliance, live onboarding and unlimited client support. - Businesses can send invoices by email or text, and customers can pay instantly. - A customer can choose credit card, ACH bank transfer, cash or check from a single invoice. - When a credit card is used, PanteraPay shows the applicable fee, typically 4% to 5%, and passes that cost to the customer. - ACH payments carry a flat fee of about $2.00. - Cash and check payments have no fees. - PanteraPay says businesses receive 100% of their service price without deductions.

Between the lines: - The platform is targeting service businesses that are sensitive to fee drag and slow payment cycles. - The pitch also reflects a broader push to make fee handling more transparent at checkout. - PanteraPay is positioning flexible payment choice as a cash-flow tool for businesses and a cost-saving option for customers. - The company links that pitch to consumer debt behavior, citing August 2024 data that nearly half of Americans carry month-to-month credit card balances. - CFO Mike said PanteraPay is “a smarter way to run your business” and argued that small businesses should not be penalized for offering card convenience.

What’s next: - PanteraPay will likely focus on onboarding service providers frustrated with high processing fees. - The company is directing customers to more information and direct sales contact through Sales@PanteraPay.com and (800) 825-0085. - If adoption grows, the platform could gain traction with businesses looking for simpler billing and faster access to cash.

The bottom line: - PanteraPay is betting that small businesses will trade traditional payment processing for a model that prioritizes transparency, speed and full-price payouts.