SME Financing Integrity: Malaysia’s SME lobby wants MSME funders to publish regular funding reports (approval rates, processing times, default rates) and add whistleblower protection to curb insider manipulation and political interference. EU Readiness Support: Albania is slightly improving SME access to finance (OECD score 3.13/5), but weak bank lending remains tied to credit-data gaps and collateral registration; the government is rolling out an EU-prep programme plus “Double Your Enterprise” to help firms expand. Cash-Flow Pressure: South African SMEs say cash flow is still the biggest threat, with long payment cycles and billions in unpaid government invoices forcing many owners to rely on personal credit. Tax Backlash for Business Investment: UK firms warn they’re “taxed out of existence” as investment plans slide and employer national insurance costs keep biting. Disaster Relief: Michigan gets a major disaster declaration for storms and flooding, unlocking FEMA help for eligible residents and local governments. Cybersecurity: Bitdefender warns criminals are posing as Interpol investigators to trick small businesses into opening password-protected archives that deliver ransomware. Business Growth Capital: Next Bharat Ventures launches a Rs 2,000 crore impact fund anchored by Suzuki to back rural-focused startups in agri, healthcare, fintech inclusion, mobility and AI. Workplace Heat Safety: New York State Insurance Fund offers small businesses a premium credit (up to $1,000) to buy heat-protection PPE like fans and cooling vests.